Success in insurance coverage litigation hinges on understanding both the interpretation of insurance policies and the handling of claims. These key elements pervade every phase of the business from taking the application, through underwriting and policy issuance. The attorneys in our Insurance Coverage Practice understand these elements and the important role they play in risk management.
Our attorneys are experienced in all aspects of insurance and self-insurance, and focused on the wide variety of insurance coverage work, either first-party property damage or liability claims, that can involve: opinions, declaratory judgments, defense of improper or bad faith claims practices, health, life and ERISA litigation, and agent errors and omissions.
Insurance-related law is evolving and changing at a pace never before experienced. This requires experienced counsel who keep abreast of case law and statutory enactments affecting the law of insurance throughout the nation. Our attorneys play key roles in legislative considerations and appeals on insurance-related topics. They are also active in professional associations that influence the law of insurance, including the American Bar Association, Illinois Association of Defense Trial Counsel, Defense Research Institute, the Illinois State Bar Association, Federation of Defense and Corporate Counsel, International Association of Defense Counsel and the Association of Defense Trial Attorneys.
Our lawyers are also experienced in alternative dispute resolution of insurance matters, including uninsured and underinsured motorist claims. Additionally, ADR is often times preferred over jury trials to avoid the perceived bias jurors have against insurers. Our experience with ADR has led to successful resolution of many claims and has resulted in significant savings to our trusted clients.
The following is a representative sampling of coverage areas where we have experience:
Bad Faith Claim Practice
Employment Practices Liability
Errors & Omissions
Health, Life & Disability
Underinsured Motorists/Uninsured Motorists
Underwriting and Policy Language
Workers' Compensation/Employers Liability
Central Insurance Company
Cincinnati Insurance Company
Erie Insurance Company
General Casualty Insurance Company
Insura Property and Casualty Company
Liberty Mutual Insurance Company
MetLife Insurance Company
Western States Insurance Company
Progressive Insurance Company
Rockford Mutual Insurance Company
State Farm Insurance Company
Westfield Insurance Company